Posts From Jeff Voudrie

Jeff Voudrie
Jeff Voudrie is senior portfolio manager of Common Sense Advisors. He serves as a personal, private money manager, counselor and Certified Financial Planner® to clients nationwide. Jeff started in the financial services industry in 1987 and founded his own firm in 2001. He has been interviewed by publications such as The Wall Street Journal, The London Financial Times, and The Christian Science Monitor, to name a few. He’s the author of The Retired Investor’s Survival Guide Series, a former nationally syndicated newspaper columnist of Guarding Your Wealth and appeared on the CNN Financial Network. Jeff’s outside-the-box approach to investing led him to invent the Portfolio Guardian, earning him 3 U.S. Patents in the process. Jeff is sought out by both the media and industry for his extensive knowledge of annuities, including speaking at Financial Planning Association’s regional symposiums. On the personal side, Jeff and his wife of 25 years, Julie, are the proud parents of seven children and reside near the mountains in Tennessee. For more information visit and
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4th Quarter GDP Report Shows Growth Slowing

Earlier today, the markets received word that 4th quarter GDP had been revised down from 2.6% to 2.2%. The 4th quarter GDP report was previously thought to be much higher (due to a strong 3rd quarter) before coming down over the past 2 months. The revised 4th quarter GDP number continues to show a stagnant economy, with slowing growth. The politicians like to take a single number for a quarter and

Bonds Catch A Bid As U.S. Economic Data Remains Soft

Last week, my weekly commentary on the financial markets started with this paragraph: “The last two weeks the markets have rallied to new all-time highs. At the same time we have seen the yield on 10-year US Treasury bonds increase from a low of 1.6% to 2.15% yesterday. That is a meaningful loss in the bond positions that have been working for the last 3-4 months. “ At that time,

Why Crude Oil Production and Prices Do Not Bode Well For Stocks

As I mentioned in my weekly market commentary, the stock market’s bull case is that oil has bottomed. Never mind that the Bull’s case was that Crude Oil at $125 a barrel was also a bull catalyst. The bottom line to me, though, is that I don’t believe that Crude Oil prices have bottomed yet… and I think they will most likely drop another 25% or more from current levels. As the chart

Global Market Trends: Why Deflation Is Still A Concern

Over the last two weeks the US Equity markets have rallied to new all-time highs. At the same time we have seen the yield on 10-year US Treasury bonds increase from a low of 1.6% to 2.15% yesterday. That is a meaningful loss in the bond positions that have been working for the last 3-4 months. What has caused the recent change in market direction and where do we go

Rough Week For Bonds: Why I’m Staying The Course

I got crushed last week. The accounts that I manage (for the most part) suffered losses and were down for the week. It is painful. So, what happened and what am I going to do about it? First, we need to keep things in perspective. Last week was a bad week for those who are mainly invested in assets that do well in a slowing or deflationary environment. Examples of

Financial Markets Scoreboard: A 1 Month Review

The Seattle Seahawks had victory within their grasp. With only seconds left in the game, they were on the 1-yard line. If they scored a touchdown they would almost certainly win the game. And, they had one of the best running backs in the league. But they decided to throw a pass instead. The pass was intercepted and the New England Patriots won the game. That’s the moment where grown

Making Sense Of Today’s Market Risks

There have been several events that have occurred in the last days and weeks that, in my opinion, signify that the inherent market risks around the globe are increasing. When a risk manager uses the term ‘risk’, what he or she is really talking about is uncertainty. If I own a 10-year US Government Bond that is paying 2% then I expect to receive the interest on it and for

Market Trends and Insights: Investing Through The Big Chill

It’s freezing here! I know this is the middle of winter, but temperatures in the single-digits in northeastern Tennessee are not normal! Perhaps up in Minnesota, but not here. And we aren’t the only ones that are being affected by the weather. News reports indicate that almost 80% of the United States has faced plunging temperatures. What does that have to do with investing? A lot. When it comes to

Rising Risk In Equities Continues To Favor Bonds

My family and I just went to Dollywood yesterday and I greatly enjoyed riding the roller coasters with my kids. The plunges, twists and turns are exhilirating and make me feel alive. But as I looked around at the other people waiting in line, I didn’t see too many retirees. It seems roller coasters are a ‘younger’ person’s pursuit. And, based on how sore I am this morning, I understand

Up/Down Market Volume A Near-Term Concern For Stocks

On Monday, I sent out the weekly market commentary and talked about the issue of taking the escalator up and the windows down. I included charts of the S&P 500 ETF (SPY – Quote) from Monday’s action that illustrated that market volume was 3 times greater when the market fell than when it was going up. The markets opened down 1% yesterday on market volume that was SEVEN TIMES GREATER than