Family Finance

Cutting the Cord on the Landline With Ooma Telo

For approximately 38% of households in America, the landline is a thing of the past.  Each year more and more people are choosing to rely on cell phones alone for their communication needs, and canceling landline services.  This isn’t surprising considering the average landline will cost around $30 per month, and many people don’t feel it’s worth that kind of money on top of their already pricy cell phone bill.

6 Tax Mistakes To Avoid This Year

It’s that time of year when tax statements are flooding your mailbox and commercials for TurboTax appear every time you turn on the TV!  As you prepare to send in those tax forms to the IRS over the next few months, here are a few tax mistakes that you will definitely want to avoid! 1.  Not Staying Organized.   It’s amazing how a few missing pieces of paper can end up

6 Strategies To Help You Earn A Job Promotion In 2014

If you work for an employer, chances are you would love to earn a promotion this year. Promotions mean bigger pay, greater benefits, more respect and stature within the company, as well as a renewed sense of pride for being recognized for a job well done. In today’s economy and job market, promotions do not come easily, and it takes far more than just “showing up” to ascend the proverbial

Alternative Investments: Peer To Peer Lending

Want to run your own credit card company or loan department without really doing so? Too often as traders and investors, we neglect to consider alternative sources of return on capital. Enter peer to peer lending. As many of us know, there are other markets that can produce similar yields and sometimes with less risk. And as I speak with other market participants about alternative investments, the constant question of yield

Investopedia Website: A Financial Resource Hub

From novice investors to seasoned day traders, most people will from time to time stumble over the jargon inherent to the language of finance.  Since I myself am more towards the novice end of the spectrum, I frequently come across terms that I am unfamiliar with when reading about financial or investing topics.  I once stumbled upon the Investopedia website and have found it an invaluable resource in my pursuit of

College Tuition Costs Rise Slightly, Still Expensive

Finally, some good financial news for college students.  Or maybe I should say, less worse news.  After decades of rampant inflation, tuition costs for the 2013-14 school year increased by a mere 2.9% (for in-state public four-year institutions).  This percentage increase in tuition costs represents the lowest year to year increase since 1976!  This data, published by the College Board, brings some relief to the thousands of students struggling to

Tipping the Pay Scales: Choosing a College Major that Pays

Over the past few weeks, high school seniors nationwide have donned a cap and gown and marched through their graduation ceremonies, thus officially ending their time as high school students. Many of them will head off to college this fall where they will be asked to choose a major to direct their course of study for the next four (or more) years, and ultimately their career path. It is important

Benefits Comparison Tools Help Get Beyond Salary

There is great value in using a benefits comparison tool to get a look at total job compensation. Don’t get me wrong, salary is a huge consideration when contemplating between two jobs, however, when evaluating two opportunities it is important to take into account the value of benefits beyond what comes home in the paycheck. Retirement matching, tuition reimbursement, vacation days, and multiple other non-salary factors should all be taken

Check NAUPA to See If You Have Unclaimed Property

In 2011, US state governments returned $2.25 billion of unclaimed property to their rightful owners. According to the National Association of Unclaimed Property Administrators (NAUPA), there is still $41.78 billion waiting to be claimed! With an average payout of $892 per claim, checking to see if any of that unclaimed property is yours is definitely worth 5 minutes of your time! Unclaimed property includes savings or checking accounts, stocks, uncashed

Net Worth Comparison Tools: Stay Ahead of the Financial Curve

By Kelly Hodges     We all know that tracking net worth is critical to sound financial health. The computation and exercise are easy to do and the take-aways endless. It’s rewarding to follow the number over time and see it go up as a result of hard work. And it’s equally important to know when the number goes down, so adjustments and decisions can be made accordingly. But the best part