Tag "consumer behavior"

U.S. Economy: Squeezing The Consumer From Both Sides

The Federal Reserve raised the Federal Funds rate on December 13, 2017, marking the fifth increase over the last two years. Even with interest rates remaining at historically low levels, the Fed’s actions are resulting in greater interest expense for short-term and floating rate borrowers. The effect of this was…

The Changing Consumer And What It Means For Retail Sector

This is part 2 of our investing research series on changing consumer and retail trends.  (Read part 1 here). This post was written with Chris Kerlow. The way we spend our time and money has been changing. Selfies are a new form of ‘art’ work, more communication is done with…

Consumer Checkup: Retail Healthy But Trends Bring Change

This article was written by Derek Benedet. One would think given low unemployment, rising wages, still low interest rates, high confidence and a rising wealth effect (thanks to a stock market at record highs and rising home prices) the consumer should be in the sweet spot in terms of spending….

Premium Price Bubble May Soon Hit Consumer Demand

On the very first day of Economics 101, you will see the below chart. This simple illustration identifies (in theory) the optimal price of a product (P), where the supply curve of a good (S), intersects the curve representing the range of consumer demand (D). Basic yet essential. Over my…

From Y2K to The Information Age

After turning the page on Y2K and all the dire technology warnings that accompanied it, we are beginning to realize that ticking the year 2000 was much more important than concerns about the internal programming of computers and clocks. Maybe, just maybe, Y2K was about the mystique and realization of…