C.J. Mendes is a 25 year veteran of the financial services industry. Prior to co-founding CIWM, Mr. Mendes owned and managed "Trading Options For Income" an options trading newsletter and trading service. Prior to TOFI, Mr. Mendes worked for some of the most prestigious firms on Wall Street including UBS/PaineWebber, Citi, HSBC and Wells Fargo. Mr. Mendes has held Senior level positions within the client advisory and private wealth management divisions of these firms and has extensive experience in structured product development, derivatives/options and portfolio construction/management. Mr. Mendes has held many regulatory licenses including the FINRA series 7, series 56, series 65, the NYSE series 9/10, FINRA series 24, and the variable life insurance, health and annuity license in the state of Florida. Mr. Mendes holds a degree in Business Administration from CUNY at Queens College and is fluent in English, Spanish and Portuguese.